I took a loan from one of the banks in order to buy an apartment.

In one of the countries, so a restriction was placed.

On my account, and I was required to lift it by providing fake invoices in the form of contractor invoices.

Even though they did not accept the ownership of the apartment as proof to lift the restriction, and I did not specify anything for which an invoice should be provided.

What I know is that the central bank prohibits giving large amounts except for construction purposes.

So people try to get around it, they go and take large amounts.

The purpose is not actually construction. He wants to buy an apartment, a car, a farm, to travel, to furnish his house, whatever it may be. The point is, it's not for construction.

So when he comes and says it's a loan, they tell him, bring us invoices.

That you bought building materials with it.

So he says, I didn't buy building materials. Of course, here there is negligence from the bank if they didn't inform him from the start. The bank should.

Inform this borrower—he's not really a borrower, he's doing tawarruq.

If it's an Islamic bank, of course, or he's doing tawarruq, then either the bank was negligent, or the employee was negligent, and didn't inform him from the start, because some people come to me and say, they didn't tell me.

Either there was negligence from the employee, that he did not inform him that the loan is only allowed for construction.

And he does not know that, or they informed him but he.

went along with it, and now he wants to produce invoices. These invoices he gets, of course, he takes them to companies.

They give him fake invoices.

In fact, they sell them. For example, he sells with invoices for twenty thousand.

Pay a thousand dinars and we give you invoices for twenty thousand, fake invoices.

So they are forgers, and he is a forger, and the invoices are forged. It's a disaster.

So, does that mean I buy, I take a loan to buy an apartment for myself? That is not allowed.

And you bring forged invoices for this purpose, this is not allowed.

Therefore, if that is the case, he should return the loan.

And he should not bring forged invoices or anything like that, it is not allowed.