Regarding tawarruq transactions with banks, Islamic companies, or even with individuals.

Is it permissible or not? Of course, people have been tested with this.

These days, everyone wants money from me.

Even those who don't understand business or money are getting into business.

He goes and does tawarruq for seventy thousand or sixty thousand, and tries it himself.

In business, and of course ninety percent lose and there are problems and so on, because not everyone who enters business succeeds.

So originally, tawarruq is prohibited.

Except if a person is in need, that's the first point.

And our shaykh, may Allah have mercy on him, Shaykh Ibn Uthaymeen, used to call it "tawarrut."

With a "t" instead of a "qaf," it's called "tawarrut." The important thing is that he is in need.

That when he comes to the transaction, he doesn't sign.

That I sold, when he goes to see his goods.

And he knows what he bought, for how much, and from whom.

Do you understand? Then he says: Now I bought, even the sale.

Who will buy from me and for how much? But he just sits in the office, relaxing.

Okay, we bought this for you, may it be good, inshaAllah. We sold this for you, may it be good, inshaAllah. Here are five thousand, seven are required, goodbye. This is not right, this is neither buying nor selling, this is just playing around.

The basic rule is tawarruq, when a person is in need.

He must know what he bought, and if the goods are food items, he must receive them.

And if it is not food items, meaning some of them do not require it, or some do not require receiving it.

They specify it for food items, so the important thing is that the most important thing.

You must know what you bought, from whom, and for how much.

And who will buy from you and for how much, so you really feel that you sold and bought.

Not just saying, I don't know what I sold or what I bought, I just signed, took my money, and left. This is not tawarruq, this is playing around.

Let's begin.