Her second question is about gold jewelry prepared for adornment, is zakat due on it?

Regarding jewelry that is prepared for adornment or worn by women, scholars have differed on this in three opinions.

Some said zakat is obligatory, which is the Hanafi opinion, and some said zakat is not obligatory if it is.

If it is lent out and worn, and this is also the view of the majority of scholars, this is the view of the majority of scholars, that zakat is not due on it if it is in this condition.

Some said if it is, if it is.

Worn, if it is worn, then zakat is not due on it, and they did not restrict this to lending, and the correct view is that there is no zakat on it, and this has been established from five of the sahaba, as stated by Imam Ahmad and others.